Port Charlotte Homes under $400,000

Port Charlotte Homes under $400,000

Welcome to Port Charlotte, Florida, a vibrant community nestled in the heart of Charlotte County, where sunshine and serenity meet! Known for its picturesque waterways and lush landscapes, Port Charlotte offers a delightful blend of suburban charm and outdoor adventure. Whether you’re looking to retire, raise a family, or simply enjoy the laid-back Florida lifestyle, this is the perfect place to call home.

One of the most appealing aspects of Port Charlotte is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you’ll discover an array of options, from cozy single-family homes to modern townhouses, all designed to fit a variety of lifestyles and budgets. With many properties featuring open floor plans, spacious backyards, and proximity to local amenities, finding your dream home is both exciting and attainable.

The community boasts beautiful parks, recreational facilities, and stunning waterfront access, ideal for boating, fishing, and kayaking enthusiasts. Additionally, Port Charlotte is conveniently located near shopping centers, dining options, and cultural attractions, ensuring that residents have everything they need within reach.

Whether you’re drawn to the serene canals or the friendly neighborhoods, Port Charlotte is a place where you can truly thrive. With homes available under $400,000, now is the perfect time to explore this charming community and discover the ideal property that suits your needs. Embrace the Florida lifestyle today and make Port Charlotte your new home!

Newest Port Charlotte Homes under $400,000

21029 Peachland Boulevard, Port Charlotte
$279,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Welcome to 21029 Peachland Boulevard in Port Charlotte — a rare TRIPLE-LOT opportunity offering 0.71 acres of cleared, partially fenced land, structural upgrades, and long-term pride of ownership. Owned and meticulously maintained by the same owner for 26 years, this property consists of three combined lots totaling 30,960 square feet (240' x 129'), creating exceptional flexibility for expansion, additional structures, or future development. (Per county guidelines and buyer verification, two lots may potentially be separated and developed with additional single-family homes.) The rear neighbor is also a triple-lot owner sharing similar boundaries, enhancing privacy and preserving the spacious, open feel behind the home. Located in Flood Zone X (no flood insurance required) with public water and public sewer, this solid block residence offers 2 bedrooms, 2 bathrooms, 1,312 square feet of living space, and a 2-car attached garage. Extensive updates and improvements include: • New metal roof (2023) • Hurricane impact windows providing exceptional sound reduction and energy efficiency • Fresh interior paint • Brand new flooring throughout (ceramic tile and carpet) • New ceiling drywall in the garage • New plumbing valves and hose bibs throughout • New shower door in the primary bathroom • New utility sink • Regularly serviced A/C system • New 6-foot vinyl privacy fence along the rear and one side. Inside, open living and dining areas feature new tile flooring, while the bedrooms offer comfortable new carpet. A versatile bonus room provides space for a home office, hobby room, den, or seasonal guest accommodations. Sliding doors lead to a covered and screened rear lanai overlooking the expansive backyard. BUILDER / INVESTOR EXPANSION POTENTIAL: With nearly three-quarters of an acre under RSF3.5 zoning, this oversized parcel presents rare possibilities — add a detached garage or workshop, design a guest house (subject to county approval), install a pool, create RV/boat storage, or explore future redevelopment opportunities. Triple-lot properties with public utilities already in place are increasingly difficult to find in this area. SNOWBIRD & SEASONAL BUYER APPEAL: No HOA. No CDD. No flood insurance required. Public water and sewer. Low-maintenance metal roof. Hurricane impact windows. Ideal for winter residents, part-time Florida living, seasonal rental potential, or buyers seeking a secure second home with room for recreational vehicles and toys. Conveniently located near shopping, dining, medical facilities, golf courses, boat ramps, and Gulf beaches — with I-75 access just 3.5 miles away (approximately 5 minutes), making north or south travel effortless. Triple lot. Metal roof. Impact windows. X flood zone. Expansion flexibility. 26 years of ownership stability. Land of this size — with infrastructure already in place — rarely comes to market.

21029 Peachland Boulevard, Port Charlotte
2401 Tamarind Street, Port Charlotte
$369,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Welcome to your dream home in Port Charlotte! This beautifully updated property feels just like new construction—truly move-in ready and offering everything you’ve been searching for. Featuring 3-bedroom, 2-bathroom pool home with a 2-car garage sits on a desirable corner lot. As you enter through the elegant double glass doors, you are greeted by an open floor plan filled with natural light. The high ceilings and the new luxury vinyl flooring installed throughout the entire home in 2023, with no transitions between rooms, create a seamless, modern, and inviting feel. A full wall of sliders opens to the lanai, enhancing the bright and airy atmosphere inside. The kitchen was fully updated in 2023 and features a spacious island ideal for cooking, entertaining, and gathering with family and friends. All appliances were replaced in 2023 as well. Both bathrooms were also completely renovated in 2023 with stylish, contemporary finishes. The split-bedroom layout provides ideal privacy, with the master suite on one side of the home and the guest bedrooms on the other. The master suite includes an ensuite bathroom for added convenience. Updated hurricane-impact windows and sliders offer peace of mind during storm season. Step outside to your own private oasis. The vinyl-fenced backyard is perfect for outdoor activities. A screened-in, solar-heated pool sits on a beautiful brick paver deck, and the large covered lanai allows for year-round outdoor enjoyment in the Florida sunshine. A 10x10 shed, added in 2022, provides valuable extra storage. Additional upgrades include a new roof installed in 2020 and a well-designed 2-car garage with a laundry area and plenty of storage space. This home truly combines modern comfort with the charm of Florida living. Located in a desirable Port Charlotte neighborhood, you’ll enjoy convenient access to shopping, dining, schools, parks, entertainment, and more. With its prime location and impressive upgrades, this home is ready for its next owner.

2401 Tamarind Street, Port Charlotte
11639 Claremont Drive, Port Charlotte
$250,000
2 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv.
Discover the possibilities with this unique WATERFRONT PROPERTY IN AN X FLOOD ZONE, featuring a CORNER DOUBLE LOT SPANNING NEARLY HALF AN ACRE! With an expansive lot overlooking the canal, you'll have plenty of room to bring your vision to life, whether you're dreaming of adding your dream pool, accommodating your hobbies, or simply enjoying the added privacy and space that a double lot provides. With NO HOA FEES to limit your lifestyle, this property offers a wonderful opportunity to create a home that truly reflects your vision.*** Inside, the kitchen features GRANITE COUNTERTOPS and opens seamlessly to the living room and screened lanai, creating a welcoming flow for everyday living and entertaining. The unique DUAL PRIMARY BEDROOM LAYOUT offers added versatility, with each bedroom and its adjoining bathroom able to be closed off behind pocket doors to create two separate wings. TWO LARGE BONUS ROOMS provide even more flexibility for a hobby space, garage, additional living area, or other needs. A convenient laundry room that doubles as a half bath adds functionality for guests, while a STORAGE SHED offers extra space for tools, outdoor equipment, and other belongings.~~~ Imagine beginning your mornings with a cup of coffee in your spacious backyard, overlooking the peaceful canal as Florida's birds welcome the day. With MYAKKA RIVER STATE PARK nearby, nature lovers can explore scenic trails and enjoy the beauty of Florida's natural surroundings. When it's time for a change of scenery, spend the day soaking up the sun on the BEAUTIFUL, PRISTINE BEACHES OF BOCA GRANDE, known for their soft white sand, sparkling Gulf waters, and breathtaking coastal scenery. Several golf courses are also nearby for an afternoon on the greens. You'll enjoy convenient access to the surrounding communities of ENGLEWOOD, NORTH PORT, AND PORT CHARLOTTE, offering a variety of local restaurants, shopping, entertainment, and outdoor recreation. Whether you're exploring the outdoors, enjoying a beach day, or simply unwinding by the water at home, this property offers the space and freedom to embrace the laid-back Florida lifestyle. Call today to schedule your private showing and discover the possibilities!

11639 Claremont Drive, Port Charlotte
2562 Lakeshore Circle, Port Charlotte
$235,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Coastal cottage charm meets real peace of mind in this move-in-ready 3-bedroom, 2-bath home in the heart of Port Charlotte. A stone-accented facade, fresh landscaping, and an extra-wide driveway make a great first impression before you ever step inside. Inside, bright white walls, airy sheer drapes, and wood-look laminate flooring set a relaxed, beachy tone throughout. The living room is anchored by a striking hand-carved wood front door and ceiling fan. The dining space just off the kitchen opens through sliding glass doors to the lanai. The kitchen is bright and ready to cook, with white shaker-style cabinetry, stainless steel appliances including a side-by-side refrigerator, range, built-in microwave, and dishwasher, plus stone-look laminate countertops, recessed lighting, and a window over the double sink for natural light. The primary suite offers a walk-in closet with wraparound shelving and a private en-suite bath is finished in classic white subway tile with a tub/shower combo and built-in niche. The guest bath features a shower with glass sliding doors. Two additional bedrooms with ceiling fans flex easily as guest rooms, a home office, or hobby space. The big-ticket items are done: new hurricane impact windows and sliding glass door, and a roof replaced in 2021. Then step outside, where this home really shines. The screened lanai is made for morning coffee and evening breezes, with an open patio beyond for grilling. The privacy-fenced backyard is huge, with plenty of room for a pool, a garden, or a place to stretch out and play. A 12'x14' shed is ready for kayaks, fishing gear, tools, or a workshop. The 1-car garage adds built-in shelving and a laundry area with a utility sink. The location makes everyday life easy. You are centrally located near grocery stores, shopping, schools, hospitals, and restaurants, and just minutes from the dining, waterfront parks, and events of downtown Punta Gorda. Boat ramps are close by, so a day of fishing or boating on Charlotte Harbor and the Gulf of America is never far away.

2562 Lakeshore Circle, Port Charlotte
21307 Austin Avenue, Port Charlotte
$179,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
This cozy, well-maintained three-bedroom, one-and-a-half-bath home is ready to shine! Inside, terrazzo flooring and an open floor plan create a warm, welcoming feel, while the attached one-car garage adds everyday convenience. Recent updates include an A/C unit replaced in 2020, a new metal roof and soffit as of July 2023, and the flat roof over the back lanai replaced in 2021. The fenced yard offers room to entertain family and friends, with space for pets to enjoy, too. A 50-foot greenbelt behind the property adds a welcome sense of privacy. Conveniently located less than a mile from two major hospitals, a shopping plaza, assisted living, and other health care facilities, the home is also near the Charlotte County Beach Complex, boat ramps, restaurants, and more. Don’t miss this opportunity—schedule your showing today!

21307 Austin Avenue, Port Charlotte
1800 Nottingham Trail, Port Charlotte
$319,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Why Wait for New Construction? Your like new Neal built home awaits in Kingsgate! Welcome to this beautifully appointed villa in Kingsgate, a desirable 55+ golf course community in Port Charlotte, Florida! Offering approximately 1,500 square feet of thoughtfully designed living space, this light and airy home combines modern style, quality upgrades, and relaxed Florida living. Featuring 2 spacious bedrooms plus a den, an open-concept floor plan, and the added convenience of being sold furnished, this home is ready for you to move right in and start enjoying the Florida lifestyle! The inviting interior showcases tile flooring throughout and elegant stone countertops throughout the home, creating a cohesive, upscale feel. The open living, dining, and kitchen areas flow seamlessly together, providing the perfect setting for entertaining friends and family or simply enjoying everyday life. The spacious primary suite offers a walk-in closet and a private en-suite bathroom complete with dual sinks and a walk-in shower. A generously sized second bedroom and versatile den provide plenty of room for guests, hobbies, a home office, or additional living space. Step outside and discover even more to love! Enjoy your morning coffee or unwind in the evening on the additional patio space overlooking the peaceful lake, where you can take in the tranquil water views and beautiful Florida surroundings. The thoughtfully enhanced landscaping features additional palm trees, a lush Floratam lawn, landscape lighting, and an irrigation system to help keep everything looking its best. Impact-resistant windows provide added peace of mind, while the garage features a durable epoxy-coated floor for a clean, finished look. Why go through the time, expense, and hassle of building when you can own this like-new, move-in-ready Neal villa with upgrades already in place? From the attractive finishes and enhanced outdoor living space to the beautiful lake views and furnished interior, this home offers the benefits of newer construction without the wait. Located in the sought-after Kingsgate 55+ golf community, you can enjoy a relaxed lifestyle with golf, recreation, and the best of Southwest Florida living right at your fingertips. Situated in flood zone X.

1800 Nottingham Trail, Port Charlotte
1010 Red Bay Terrace Nw, Port Charlotte
$299,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Your Florida pool home awaits! Beautifully maintained, this 3-bedroom, 2-bathroom pool home combines indoor comfort with outdoor living. The functional floor plan features an open living and dining area, creating a welcoming space for everyday living and entertaining. The kitchen is equipped with granite countertops, stainless steel appliances, and plenty of cabinet space for storage. Step outside to your private, fully fenced backyard, where a spacious covered lanai overlooks the large screened-in saltwater pool. Whether you're enjoying a quiet morning outdoors or hosting friends and family, this space is perfect for making the most of the Florida lifestyle. Additional highlights include IMPACT-resistant windows, PUBLIC water utility, and NO carpet throughout the home for easy maintenance. Located in a X flood zone! Conveniently situated near shopping, dining, medical offices, and everyday amenities, this home combines comfort, privacy, and convenience. ROOF 2021

1010 Red Bay Terrace Nw, Port Charlotte
17099 Carleen Avenue, Port Charlotte
$307,000
6 Beds ⋅ 4 Baths ⋅ Port Charlotte SubDv.
Under Construction. The property’s price is based on the current stage of construction, which is 0.75/100 of completion. This property has an active and transferable building permit. Electrical, plumbing, and HVAC systems are already completed, and the structure is in an advanced stage of construction—ready to be finished to the new owner’s specifications. If the buyer wants to finish the construction with our builder we have a preferred lender to provide financing and the remaining cost is $110,469. Welcome to the Duplex of Your Dreams! Be the first to experience luxury in this stunning brand-new construction, featuring 3 bedrooms and 2 bathrooms each unit, nestled in a serene neighborhood. Park with ease on the elegant paver driveway, accommodating 2 cars each home. Delight in the cleverly designed split-floor plan that offers privacy and ample space for everyone. Embrace modern living with waterproof vinyl flooring throughout, ensuring style and durability. Entertain effortlessly in the sleek kitchen, complete with granite countertops, upgraded cabinets, and a charming backsplash. Relax in the luxurious master bedroom with a spacious walk-in closet. No HOA, no CDD, and no restrictions. A prime opportunity for investors and homeowners alike!

17099 Carleen Avenue, Port Charlotte
12266 Edwards Road, Port Charlotte
$235,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Under Construction. . The property’s price is based on the current stage of construction, which is 0.83 of completion. This property has an active and transferable building permit. Electrical, plumbing, and HVAC systems are already completed, and the structure is in an advanced stage of construction—ready to be finished to the new owner’s specifications. If the buyer wants to finish the construction with our builder we have a preferred lender to provide financing and the remaining cost is $48,569. This stunning new home will feature 3 bedrooms and 2 bathrooms in a peaceful, well-located neighborhood, with an attached 2-car garage and elegant paver driveway. The smart two-way split floor plan offers privacy and comfort, with modern waterproof vinyl flooring throughout. The open-concept kitchen includes granite countertops, upgraded cabinets, and a stylish backsplash—ideal for both daily living and entertaining. The master suite provides a spacious retreat with a walk-in closet. No HOA, no CDD, and no restrictions, experience the freedom to make this home truly yours. A prime opportunity for investors and homeowners alike!

12266 Edwards Road, Port Charlotte
7320 Yardley Street, Englewood
$249,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Welcome to 7320 Yardley Street in Englewood, Florida, where comfort, convenience, and the Florida lifestyle come together! This bright and airy 2-bedroom, 2-bathroom home with a 1-car garage offers city water, no HOA, and is not located in a designated flood zone, making it an appealing option for a full-time residence, seasonal getaway, or potential Airbnb or rental investment! Step inside to discover an inviting layout filled with natural light, featuring luxury vinyl tile flooring throughout the main living areas and comfortable carpeting in both bedrooms. The efficient kitchen offers a functional layout with everything within easy reach, including a convenient pass-through window connecting to the enclosed Florida room, perfect for entertaining or enjoying casual meals. The enclosed Florida room provides additional space to relax, sip your morning coffee, or unwind after a day at the beach. Both bedrooms are generously sized, providing comfort and flexibility for guests or a home office. The guest bathroom features a newer vanity, while the primary bedroom offers a private en-suite bathroom complete with charming wainscoting, an updated vanity, and a walk-in shower. Step outside to the fenced backyard, offering space for pets, outdoor gatherings, gardening, or simply soaking up the Florida sunshine. A newer roof provides added peace of mind, while the attached 1-car garage offers convenient parking and additional storage. With no HOA restrictions or monthly HOA fees, this property offers flexibility for homeowners and investors alike, including potential short-term or long-term rental opportunities, subject to applicable local regulations. Location is another highlight! Enjoy convenient access to shopping, dining, grocery stores, golf courses, medical facilities, and some of Southwest Florida's favorite destinations. Spend your afternoons at Englewood Beach or Manasota Key, explore the boutiques, restaurants, and entertainment along historic Dearborn Street, or enjoy fishing, boating, kayaking, and nearby nature trails. Boca Grande, Venice, and Port Charlotte are also within easy reach. Whether you're searching for a primary home, a winter retreat, or an income-producing investment, this property combines practical features, a convenient location, and the freedom of no HOA. Discover everything the Englewood lifestyle has to offer and schedule your private showing today!

7320 Yardley Street, Englewood
8423 Olsen Street, Port Charlotte
$309,999
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Virtually Staged. Build your rental portfolio with this turnkey Port Charlotte home, complete with a tenant in place. An open living and dining layout connects to the kitchen for comfortable everyday living, while block construction and a covered lanai add practical appeal. Set in South Gulf Cove, this residential investment brings an established rental arrangement to your next acquisition. Contact the listing agent for lease details and to arrange a private showing. Please do not disturb the tenant. Some images may depict a builder model and are for illustration; verify current property condition. One or more photo(s) was virtually staged.

8423 Olsen Street, Port Charlotte
21499 Landis Avenue, Port Charlotte
$279,000
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Welcome to this 5 year old home in Port Charlotte. This Freeport floor plan gives you 1,504 square feet of open living space with 4 bedrooms, 2 full baths, and a 2 car garage. Tile runs through the main living areas while the bedrooms have carpet, and the kitchen comes with stainless steel appliances including the refrigerator plus the washer and dryer, all included in the sale. The primary suite has a large walk in closet and walk in shower. Built as a concrete block structure with no HOA and sitting in Flood Zone X, it is the kind of solid, low maintenance home that has been moving in the area. Conveniently located near shopping, restaurants, and grocery stores with a short drive to I-75 for Fort Myers, Venice, and the beaches.

21499 Landis Avenue, Port Charlotte
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