South Gulf Cove Homes under $350,000

South Gulf Cove Homes under $350,000

Welcome to South Gulf Cove, a hidden gem nestled in the heart of Port Charlotte, Florida. This charming subdivision offers a tranquil lifestyle surrounded by the natural beauty of the Sunshine State. Known for its serene waterways and lush landscapes, South Gulf Cove is perfect for those seeking a peaceful retreat while still being close to the vibrant amenities of the area.

One of the most appealing aspects of South Gulf Cove is its diverse selection of homes available for under $350,000. Whether you’re a first-time homebuyer, a retiree looking to downsize, or an investor seeking a lucrative opportunity, this community has something for everyone. The homes in this price range boast modern designs, spacious layouts, and many come with stunning views of the waterways, making them ideal for enjoying Florida’s year-round sunshine.

Residents of South Gulf Cove enjoy access to a variety of recreational activities, including boating, fishing, and kayaking, thanks to the community’s extensive canal system. With nearby parks and nature preserves, outdoor enthusiasts will find plenty of opportunities to explore the local flora and fauna. Additionally, the subdivision is conveniently located near shopping, dining, and entertainment options, ensuring that everything you need is just a short drive away.

Experience the charm of South Gulf Cove, where affordable living meets a laid-back lifestyle. With homes under $350,000, this community is not just a place to live; it’s a place to thrive. Come discover your slice of paradise in Port Charlotte today!

Newest South Gulf Cove Homes under $350,000

10441 Monticello Drive, Port Charlotte
$319,000
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Beautiful brand-new 4BR/2BA home—move-in ready! Easy to show with ShowingTime. Please include proof of funds or pre-approval with all offers. Measurements are approximate; buyer/agent to verify. Seller is easy to work with and open to fair offers. Let's make this a smooth transaction for your buyers!

10441 Monticello Drive, Port Charlotte
14121 Monserrate Lane, Port Charlotte
$349,000
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
Virtually Staged. Turnkey investment opportunity in South Gulf Cove with a tenant in place. This newer home offers an open living and dining layout, a spacious kitchen with stone counters, durable flooring, a covered lanai and an attached garage on an oversized corner lot. Its thoughtful floor plan and established tenancy make it an appealing addition to a residential portfolio. Showings are by appointment; please do not disturb the tenant. Schedule a private viewing to explore the property. One or more photo(s) was virtually staged.

14121 Monserrate Lane, Port Charlotte
10149 Calumet Boulevard, Port Charlotte
$344,999
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
Virtually Staged. A tenant-occupied home in South Gulf Cove brings an established rental arrangement to your Port Charlotte investment portfolio. An open great-room layout connects the kitchen, living and dining spaces, while a covered lanai extends the living area outdoors. Granite countertops, shaker cabinetry, included kitchen appliances and vinyl flooring add practical appeal. Block and stucco construction, an attached garage and a paver driveway complement the residential setting. Images include builder-model illustrations; buyers should verify the property’s current finishes and condition. Do not disturb the tenant. Contact the listing agent for lease details and to coordinate a showing. One or more photo(s) was virtually staged.

10149 Calumet Boulevard, Port Charlotte
8917 Calumet Boulevard, Port Charlotte
$245,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
**CASH ONLY** HOME DOES NOT HAVE A CO (Certificate of Occupancy), BUYER MUST OBTAIN A CO POST CLOSING** Bank-owned opportunity to finish a new construction home in South Gulf Cove, Port Charlotte. This never-occupied 3-bedroom plus office, 2-bath residence offers approximately 2,042 square feet on an open-concept, split-bedroom plan, plus a 2-car garage with opener. The block and stucco structure, shingle roof, windows, and doors are complete, and much of the interior is already in: gray shaker cabinetry, marble-look tile, vaulted and tray ceilings, and wire closet shelving. Both baths have quartz vanities. The primary bath has a double vanity and a tiled walk-in shower with a pebble stone accent, and the hall bath has a tiled tub surround. Remaining work includes kitchen counters, appliances, HVAC equipment, plumbing and light fixtures, shower glass, driveway, and final inspections. Flood Zone AE. Convenient to Boca Grande, Englewood Beach, boating, golf, shopping, and dining. Priced accordingly and sold As-Is by the REO seller. Cash offers only.

8917 Calumet Boulevard, Port Charlotte
14051 Barbet Lane, Port Charlotte
$315,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Welcome to this inviting 3-bedroom, 2-bathroom home offering 1,640 sq. ft. of comfortable living space with a desirable open-concept floor plan. Tile flooring throughout provides a clean, cohesive look and makes everyday living and entertaining easy. The home features a 2-car garage and hurricane shutters, providing added convenience and peace of mind. The southern exposure in the rear brings wonderful natural light and creates an enjoyable outdoor setting. Ideally located close to restaurants, shopping, and golf courses, this home offers an excellent opportunity to enjoy the Florida lifestyle. Whether you're looking for a full-time residence, seasonal retreat, or investment property, this home is ready to welcome you.

14051 Barbet Lane, Port Charlotte
8117 Tecumseh Circle, Port Charlotte
$325,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Welcome to this well-maintained Port Charlotte home offering a spacious open floor plan, desirable split-bedroom layout, and numerous upgrades inside and out. The main living area feels bright and open with high ceilings, crown molding, recessed lighting, and tile flooring. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, quality real wood cabinetry, a pantry, and plenty of workspace and storage. The private primary suite features a tray ceiling and a generous 5’ x 12’ walk-in closet. The primary bath includes granite countertops, dual sinks, and a walk-in shower. The guest bedroom is located on the opposite side of the home for added privacy, and the second bathroom also features a shower and granite countertop. Tile flooring extends throughout the main living areas, with comfortable carpeting in the bedrooms. Step outside to the covered lanai, complete with two ceiling fans and plenty of room to relax and enjoy the Florida lifestyle. Additional features include a dimensional shingle roof, hurricane shutters, an alarm system, whole-home gutters, an irrigation system, decorative concrete landscape curbing, and an air-conditioning system that was recently serviced. Located in a deed-restricted community, the home sits on an approximately 80’ x 125’ lot with public water and sewer, electricity, and fiber-to-the-home high-speed internet availability. A stamped-concrete driveway and walkway add to the curb appeal, while concrete block construction provides the durability Florida homeowners appreciate. Looking for additional space? The seller also owns the lot directly behind the home, which may be purchased separately if the buyer is interested. The home may also be purchased with furnishings, providing an opportunity for a more turnkey Florida home. Enjoy convenient access to shopping, dining, area beaches, and the beautiful waters of Southwest Florida. A nearby public boat ramp provides access toward Charlotte Harbor and the Gulf of Mexico, making it easy to enjoy boating, fishing, and everything the area has to offer. Boca Grande and its renowned beaches are also within easy reach. The neighborhood continues to grow with newer homes while offering a voluntary homeowners association, no CDD fees, and architectural guidelines designed to help maintain community standards. Whether you’re looking for a full-time Florida residence, seasonal getaway, or your next Southwest Florida home, this property offers an excellent combination of space, upgrades, location, and flexibility. Schedule your private showing today!

8117 Tecumseh Circle, Port Charlotte
9150 Arrid Circle, Port Charlotte
$285,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
Seller Is Motivated **EXCELLENT WATERFRONT OPPORTUNITY** to own in Coveted South Gulf Cove!! Discover the perfect blend of boating, lifestyle, and value with this beautifully remodeled three-bedroom, two-bath waterfront home offering 90 FEET OF SEAWALL on a SPACIOUS CORNER LOT in the highly desirable South Gulf Cove community. Enjoy direct boating access to Charlotte Harbor and the Gulf of Mexico from your own backyard. Designed for both comfort and peace of mind, this meticulously maintained home features a new roof (2023), impact-rated windows, updated plumbing, an updated electrical system, newer air conditioning, a newer water heater, and low-maintenance finishes that enhance everyday living while maximizing investment potential. With NO HOA fees and NO RESTRICTIVE LEASING COVENANTS, this property offers outstanding flexibility as a primary residence, seasonal getaway, or income-producing investment. Additional highlights include a generator hookup, fenced dog run, detached storage shed, and expansive parking with ample room for boats, RVs, and trailers. The home has no known history of flooding, providing added confidence for future ownership. Whether you're seeking a personal waterfront retreat or an exceptional investment in one of Southwest Florida's premier boating communities, this property delivers an outstanding combination of location, lifestyle, and lasting value.

9150 Arrid Circle, Port Charlotte
14358 Mcfarland Avenue, Port Charlotte
$309,900
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
INCREDIBLE VALUE WITH A $10,000 SELLER INCENTIVE! To help you beat today's interest rates and lower your out-of-pocket costs, the Seller is willing to contribute up to $10,000 towards a 2-1 Interest Rate Buy-Down or buyer's closing costs with an acceptable ofer!Welcome to this pristine, modern residential masterpiece in the heart of Port Charlotte. Boasting a bright, open-concept floor plan designed for effortless daily living and clean contemporary styling, this move-in-ready property is completely turnkey. Built with durability and convenience in mind, the home is located completely outside of any special flood hazard zones and features absolutely zero HOA restrictions. Enjoy unmatched proximity just minutes away from scenic local state parks, public boat ramps, exceptional dining, premier shopping, and beautiful Gulf Coast beaches. Skip the lengthy construction delays, take advantage of an unprecedented $10,000 structural credit to lower your monthly payments, and clear to close quickly! Schedule your showing today.

14358 Mcfarland Avenue, Port Charlotte
15079 Wichita Road, Port Charlotte
$339,900
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
This well-maintained home sits on a quiet street in the popular South Gulf Cove Community. City Water and Sewer. Low, Voluntary HOA. This home has a large, combined kitchen/dining room great for entertaining. In addition to 3 Bedrooms, this home includes a large Bonus room with French doors that could easily be converted to a 4th bedroom, and an open flex space for a secondary retreat. New roof 2023 (no water damage). New upgraded hot water heater 2025. HVAC serviced annually. Programable Nest Thermostat. Ring Security doorbell. In-wall Pest Defense System. Transferrable termite bond. 3 CAR GARAGE. Mature landscaping. South Gulf Cove has a park with a playground, picnic tables, and a recently renovated boat launch and dock. This community also has a clubhouse with monthly social activities. Close to everything you would want in a Florida lifestyle. Only 10 minutes to the beautiful Boca Grande beaches.

15079 Wichita Road, Port Charlotte
10476 Harlingen Street, Port Charlotte
$299,000
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
VIRTUALLY STAGED — SEE THE POSSIBILITIES! Priced at $299,000, this spacious 4-bedroom, 2-bath home in South Gulf Cove offers an opportunity to enjoy the Southwest Florida lifestyle while making it your own! Featuring an open-concept floor plan, 2-car garage, and screened lanai overlooking the backyard, this home provides flexibility for everyday living, entertaining, guests, or a home office. Bring your personal style and updates to create a space that truly reflects you. Located on the Cape Haze Peninsula in the popular South Gulf Cove community, you'll enjoy convenient access to Boca Grande and Englewood beaches, boating, fishing, golf, shopping, and dining. South Gulf Cove's extensive canal system provides boating access to Charlotte Harbor and the Gulf of Mexico. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this home offers space, potential, and an attractive price point. Discover what $299,000 can offer in South Gulf Cove!

10476 Harlingen Street, Port Charlotte
9590 Little Rock Street, Port Charlotte
$339,600
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv.
This Beautiful New 2117 Sqft with 4 bed, 3 bath. Upgrades Include: Open Floor Plan, Ceramic Plank Tile- All Except Bedrooms, Pair of exterior French- Glass Doors leading to 21' x 10' Covered Patio, Granite Counter tops in Kitchen and Baths, Stainless Steel Appliances (microwave, range, dishwasher),Upgraded Cabinets, Step Ceiling in the Primary BDRM, 5' Tiled Shower in Master bath ILO garden tub, & Irrigation System w/ Floratam Sod. All of our New Homes come with a 1 year/2 year/10 year Warranties. Move in Worry free! Adams Homes Pays the Majority of closing costs with use of Preferred Lenders. ~~ Subject to Errors & Omissions ~~

9590 Little Rock Street, Port Charlotte
9461 Attica Circle, Port Charlotte
$325,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv.
COMPLETED NEW HOME, MOVE-IN READY. The Pinehurst from Harbor Home Builders. A welcoming front porch with seating space leads to a double door entry with 11' foyer ceiling. Expansive open floorplan with porcelain tile throughout (Shaw Brand carpeting in bedrooms) pocketing 12' impact sliding doors leading to covered lanai. Kitchen features a 3' x 8' island with an undermount double bowl stainless sink, stainless appliances, disposal, wood cabinets. and granite countertops. The Mater bedroom has a walk-in closet and a second closet as well. Master bath features wak-in tiled shower, twin vanities with full width mirrors, wood cabinetry and granite counters and an enclosed toilet. Other features include: Impact windows throughout, 6' 8" interior doors with 2 1/4/" wood casing, stepped ceilings in living room and master bedroom with Crown Moulding, designer lighting, inside laundry room, 15 SEER A/C with programable thermostat, R30 blown or batt ceinling insulation, Taexx inwall pest control system, And More. Please call today for a private tour.

9461 Attica Circle, Port Charlotte
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