Port Charlotte Homes under $500,000

Port Charlotte Homes under $500,000

Welcome to Port Charlotte, Florida – a hidden gem nestled in the heart of Charlotte County, where sunshine meets serene living! This charming city, located along the picturesque Gulf Coast, is known for its friendly atmosphere, beautiful waterways, and abundant recreational opportunities. With a rich blend of natural beauty and urban convenience, Port Charlotte is the perfect place to call home.

For those seeking affordable housing options, Port Charlotte offers a delightful selection of homes under $500,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of options that fit your lifestyle and budget. From cozy single-family homes with lush gardens to modern townhouses with community amenities, the real estate market here is diverse and inviting.

Imagine waking up to sunny skies and the gentle sounds of nature, with easy access to beautiful parks, scenic trails, and the stunning waters of Charlotte Harbor. Port Charlotte boasts a vibrant community, complete with local shops, restaurants, and cultural attractions, ensuring that there’s always something to explore. Plus, with its prime location, you’re just a short drive away from the pristine beaches of the Gulf Coast.

Investing in a home in Port Charlotte means embracing a lifestyle filled with outdoor adventures, community spirit, and the warmth of Florida living. With homes available under $500,000, now is the perfect time to discover your dream home in this enchanting city. Come and experience the allure of Port Charlotte – where your ideal home awaits!

Newest Port Charlotte Homes under $500,000

23083 Central Avenue Unit C, Port Charlotte
$369,900
Port Charlotte SubDv.
Exceptional Triplex Investment Opportunity in Port Charlotte! Just minutes from historic downtown Punta Gorda. Discover the perfect blend of income potential, convenience, and Florida living with this nicely updated and renovated triplex situated on an oversized lot in a great Port Charlotte location! Featuring three separate residential units plus two RV pads with hookups, this property offers multiple income streams and endless possibilities for investors or owner-occupants alike. The three units are broken into two separate 2 beds one bath and one additional 1 bed and 1 bath. All 3 units are public water, public sewer and 2 electric meters are on the grounds. Currently vacant and refurbished/updated, this property is ready for its next owner. When fully rented, the estimated total monthly rental income is approximately $5,500, offering an exciting opportunity to build your investment portfolio. The low-maintenance units make property management easier, while the additional RV spaces provide even more income potential. The two rv spots are ready to go and are well equipped with 30 and 50 amp hookup spots. Enjoy a fantastic location just minutes from great dining, shopping, historic downtown Punta Gorda, world-class fishing, boating, and convenient access to I-75. With public utilities, plenty of outdoor space, and a peaceful setting surrounded by nature, you can enjoy the best of Florida living while staying close to everything you need. Three units. Two RV pads. Multiple income opportunities. One fantastic investment! Opportunities like this don't come around every day. Act fast and make this versatile Punta Gorda property yours!

23083 Central Avenue Unit C, Port Charlotte
132 Camillia Lane, Port Charlotte
$342,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Under Construction. This Beautiful New 1540 Sq.ft. 3 bed 2 bath with 2 Car Garage come with following Upgrades: Tile - Everywhere Except Bedrooms, Stainless Steel Appliances (Dishwasher, Microwave and Range), French Glass Doors leading to 21' x 10' Covered Lanai, Granite Countertops in Kitchen and Bathrooms, Upgraded Cabinets, Step Ceiling in Primary Bedroom, Primary Bath has a 5 Foot Tiled Shower Wall, Irrigation System, Bahia Sod, City Water.** Builder Pays the Majority of closing costs with use of Preferred Lenders.~ Prices are Subject to Change ~Subject to Errors & Omissions ~

132 Camillia Lane, Port Charlotte
20973 Alpine Avenue, Port Charlotte
$400,000
4 Beds ⋅ 3 Baths ⋅ Port Charlotte Subs SubDv.
SPACIOUS POOL HOME WITH OVER 3,000 SQUARE FEET UNDER AIR, TWO PRIMARY SUITES, AND AN EXTRA LOT!!! If you are looking for space with 4 bedrooms - 3 bathrooms, and a pool look no further!!! One of the standout features is the TWO PRIMARY BEDROOMS, each with its own en-suite bathroom making this ideal for multigenerational living, extended family, or hosting guests. The updated bathrooms add a fresh modern touch, while the home’s overall condition reflects years of attentive care and maintenance. Enjoy the OVERSIZED SWIMMING POOL, RELAXING HOT TUB, AND SPACIOUS SCREENED LANAI perfect for entertaining. As an added bonus, the listing price includes an EXTRA LOT BEHIND THE HOME, providing additional outdoor space, privacy, and endless possibilities!! The home is located in an X flood zone which means a lender does not require flood insurance AND a new roof was installed in 2023. With the impressive square footage, flexible floor plan, beautiful outdoor living space, an additional lot, this home is ready for you to make it your own!!!

20973 Alpine Avenue, Port Charlotte
23149 Elmira Boulevard, Port Charlotte
$348,850
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
GORGEOUS NEW CONSTRUCTION! 4 BEDROOMS, MODERN UPGRADES & FLORIDA LIVING! Discover the beauty and comfort of this stunning 4-bedroom, 2-bath home Move In Ready Home! Designed with today's lifestyle in mind, this home features: soaring ceilings, elegant contemporary baseboards, and beautiful tile flooring throughout for a clean look. The spacious kitchen is sure to impress with granite countertops, upgraded cabinetry, and an inviting layout that flows seamlessly into the great room—perfect for entertaining guests or enjoying everyday moments with family and friends. Retreat to the private primary suite, featuring a beautiful tray ceiling, dual granite vanities, and a spacious 5-foot tiled shower that adds a touch of everyday luxury. Bring the outdoors in with elegant French glass doors opening to a covered lanai, creating the perfect setting for morning coffee, outdoor dining, or relaxing in the Florida sunshine. Outside, enjoy a beautifully finished homesite with Bahia sod and an irrigation system, plus the convenience of city water. The sidewalk is just across the street. Make your new-home dream a reality! Ask about current builder flex cash incentives, which change periodically, don't miss valuable savings. When using a preferred lender, the builder covers most closing costs, helping make your move into a brand-new home even more appealing. Modern style, thoughtful features, and the Florida lifestyle you've been looking for—all in one beautiful new home! ~ Prices are Subject to Change ~~ Subject to Errors & Omissions ~~

23149 Elmira Boulevard, Port Charlotte
1586 Sunset Preserve Way, Port Charlotte
$349,900
4 Beds ⋅ 3 Baths ⋅ Hammocks SubDv.
Welcome to this beautiful 2023 home in the desirable West Port Community featuring 4 bedrooms, 3 bathrooms, a separate laundry room, and a 2-car garage. Designed with comfort and functionality in mind, this home offers tiled flooring throughout, and a spacious open-concept layout that seamlessly connects the kitchen, dining area, and living room—creating the perfect setting for entertaining guests or enjoying everyday living. The well-appointed kitchen features a large center island, granite countertops, a walk-in pantry, and plenty of space to prepare meals while staying connected with family and friends. The thoughtfully designed floor plan includes a private primary suite with its own bathroom and a huge walk-in closet, along with an additional bedroom featuring a private bathroom, offering flexibility and convenience for guests or multigenerational living. Enjoy the exceptional lifestyle that West Port provides. The community is home to North County Regional Park and Centennial Recreation & Aquatics Center, featuring amenities for outdoor recreation, fitness, and family fun. Enjoy lakes for fishing, miles of trails for walking, jogging, and biking, playgrounds, soccer fields, a swimming pool, a fitness center, and an 18-hole disc golf course. With dog-friendly outdoor spaces, there is something for everyone to enjoy. Conveniently located near the Charlotte County Fairgrounds, Cocoplum Village Shops, and a variety of shopping and dining options. Don't miss this opportunity to enjoy modern living, a spacious home, and an active Florida lifestyle in the growing West Port community. (All dimensions are estimated.)

1586 Sunset Preserve Way, Port Charlotte
2329 Gimlet Street, Port Charlotte
$298,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Under Construction. Enjoy the benefits of new construction in Port Charlotte. This home features luxury vinyl plank (LVP) flooring throughout, stainless steel appliances, impact-resistant windows and doors, and a two-car garage. The property has public water and a septic system. The home is currently under construction. Some photos depict a different home and are provided for illustrative purposes only. Actual finishes, colors, materials, and certain features may vary. Please note that the floor plan shown depicts the garage on the left, while the actual home has the garage on the right. The property is subject to a Letter of Map Amendment (LOMA) application to remove the property from the designated flood zone. Don’t miss this opportunity to own a brand-new home in Port Charlotte.

2329 Gimlet Street, Port Charlotte
17237 Kellog Avenue, Port Charlotte
$355,000
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Welcome to this beautiful CUSTOM-BUILT 2023 home in Port Charlotte, offering 1,897 sq. ft. of heated living space with 4 bedrooms, 2 bathrooms, and 2,685 total sq. ft. Thoughtfully designed with impressive 10-FOOT CEILINGS, an open and spacious floor plan, and abundant natural light, this home offers a bright, airy feel from the moment you walk in. At the heart of the home is a CUSTOM WOOD KITCHEN featuring beautiful QUARTZ COUNTERTOPS, ample cabinetry, and a spacious CENTER ISLAND. The kitchen opens seamlessly to the main living area, creating an inviting space for everyday living, entertaining, and gathering with family and friends. The spacious primary suite provides a private retreat, while three additional bedrooms offer plenty of flexibility for family, guests, or a home office. Enjoy the convenience of CITY WATER, an attached garage, central air conditioning, and the quality and appeal of a custom-built newer home without the wait of new construction. The property is located in FLOOD ZONE X, so flood insurance is typically not required by lenders. Conveniently located close to shopping, restaurants, schools, medical facilities, and everyday necessities, with easy access to everything Port Charlotte and the surrounding area have to offer. CUSTOM BUILT, 10-FOOT CEILINGS, CUSTOM WOOD KITCHEN, QUARTZ COUNTERTOPS, CENTER ISLAND, 4 BEDROOMS, CITY WATER, FLOOD ZONE X, and BUILT IN 2023. Move-in ready and waiting for its next owner. Schedule your private showing today!

17237 Kellog Avenue, Port Charlotte
1169 Guild Street, Port Charlotte
$449,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Beautifully maintained and a must-see, this inviting pool home captures the ease of Florida living with sunlit interiors, soaring ceilings, and tranquil pool views. A spacious layout flows into an expansive screened lanai with a heated saltwater pool—creating a welcoming setting for quiet mornings, relaxed afternoons, and memorable evenings with friends. Sunlit spaces, sparkling pool views, and room to unwind—this inviting Florida home makes everyday living feel like a retreat. With three bedrooms, a split floor plan, and a spacious screened lanai surrounding a heated saltwater pool, the home offers a beautiful balance of privacy, comfort, and effortless entertaining. High ceilings create an airy welcome, drawing your eye toward the pool and outdoor living space. At the heart of the home, the kitchen features white wood cabinetry, granite countertops, a tile backsplash, stainless-steel appliances, and breakfast bar seating. A casual breakfast nook and separate dining area provide inviting settings for everything from quiet mornings to lively dinner gatherings. A stone fireplace brings warmth and character to an additional living area, offering flexibility for a cozy sitting room, home office, game room, or an intimate dining space. With multiple areas to gather and retreat, the layout adapts comfortably to your lifestyle. The spacious primary suite is a peaceful escape, complete with direct lanai access, two walk-in closets, and an ensuite bath featuring dual sinks, a garden tub, and a separate glass-enclosed shower. Two guest bedrooms sit on the opposite side of the home, alongside an updated guest bathroom with a beautifully tiled shower and glass doors. Step outside and discover the home’s signature feature: an expansive screened outdoor living space designed for enjoying Florida’s sunshine. The covered lanai offers room for shaded dining and comfortable seating, while the heated saltwater pool invites refreshing afternoons and leisurely swims. Picture morning coffee by the water and relaxed evenings beneath the string lights. Beyond the pool, a fenced backyard, large storage shed, and additional side parking add everyday convenience. A two-car garage, interior laundry room, hurricane shutters, and irrigation system further complement the property. The roof was replaced in 2023 and the A/C in 2020. With dining, shopping, and entertainment nearby, this home brings the pleasures of Florida living within easy reach. Come experience its inviting spaces and poolside charm—schedule your private showing today.

1169 Guild Street, Port Charlotte
18050 Robinson Avenue, Port Charlotte
$339,100
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
This Beautiful New 1512 Sqft 3 bed 2 bath with 2 Car Garage Home includes: Open Floor Plan, Tile flooring throughout the entire house, Pair of Exterior French Glass Doors leading to 14' x 10' Covered Lanai, Spacious Great Room setup with tall Vaulted Ceilings, and a Kitchen Island, Granite Countertops in Kitchen and Baths, Stainless Steel Appliances ONLY (Stove, Microwave, Dishwasher), Upgraded Cabinets, 5FT Tiled Shower ILO of Garden Tub in Primary Bathroom, Irrigation System w/Bahia Sod, City Water Premium. This won't last long! Don't miss out! All of our New Homes come with a 1 year/2 year/10 year Warranties. Move in Worry free! Builder Pays the Majority of closing costs with use of Preferred Lenders.~ Prices are Subject to Change ~~ Subject to Errors & Omissions ~~

18050 Robinson Avenue, Port Charlotte
18058 Robinson Avenue, Port Charlotte
$348,850
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
BRAND NEW BEAUTIFUL 4 BED 2 BATH OPEN FLOOR PLAN WITH MANY NICE FEATURES! IT HAS HIGH CEILINGS, LARGE BASE BOARDS, AND A NICE SIZE KITCHEN THAT OPENS UP TO GREAT ROOM! THIS HOME WILL ALSO HAVE MANY UPGRADED FEATURES LIKE TILE THROUGH-OUT HOUSE, SEPARATE TILED SHOWER IN THE PRIMARY BATH, STEP CEILING IN PRIMARY BEDROOM, GRANITE COUNTERTOPS IN KITCHEN AND BATHS, UPGRADED CABINETS, PAIR OF EXTERIOR FRENCH GLASS DOORS THAT LEAD OUT TO A COVERED LANAI, IRRIGATION SYSTEM, CITY WATER PREMIUM. ** Builder Pays the Majority of closing costs with use of Preferred Lenders. ~ Prices are Subject to Change ~~ Subject to Errors & Omissions ~~

18058 Robinson Avenue, Port Charlotte
14142 Hopewell Avenue, Port Charlotte
$350,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv.
Welcome to this beautiful move in ready 3-bedroom, 2-bath home situated on a spacious corner double lot in the desirable waterfront community of Gulf Cove! This property includes an adjoining cleared lot and a paved parking pad, perfect for your boat, RV, or other recreational vehicles. The inviting front porch welcomes you home, while the screened lanai provides a comfortable space to relax and enjoy the Florida lifestyle. Inside, you'll find a desirable split-bedroom floor plan with tile flooring throughout the entire home, creating a practical and easy-to-maintain living space. The kitchen features granite countertops, stainless steel appliances, pantry and plenty of room for everyday living. The primary suite offers a generously sized walk-in closet and private bathroom with dual sinks and a tub/shower combo. Additional features include impact-resistant windows, new roof in 2023 and a convenient interior laundry room with a wet sink. Located in the waterfront community of Gulf Cove, residents have the option to join the Gulf Cove Property Owners Association for access to the private community boat ramp, park, and playground. Optional membership is currently $75 annually, with membership running from January 1 through December 31. Enjoy easy access to the Myakka River and Charlotte Harbor and onto the beautiful Gulf of Mexico through the community boat ramp, along with convenient proximity to Boca Grande beaches, golf courses, shopping, dining, and the Tampa Bay Rays spring training facility at Charlotte Sports Park. Whether you're looking for a full-time residence, seasonal getaway, or a home with extra room for your boat and RV, this property offers a wonderful space and location. Schedule your private showing today!

14142 Hopewell Avenue, Port Charlotte
19345 Water Oak Drive Unit 106, Port Charlotte
$139,000
2 Beds ⋅ 2 Baths ⋅ Heritage Oak Park SubDv.
Priced to sell fast! Move right into this first-floor lakefront condo in the popular gated community of Heritage Oak Park. Enjoy a fantastic lake view from the screened lanai. This condo features 2 bedrooms, 2 full baths, interior laundry with a newer 2024 stack washer and dryer, and an open floor plan with a great room and dining area. The split bedrooms, kitchen with breakfast bar, closet pantry, and breakfast nook (including 4 bar stools) make it perfect for comfortable living. The master suite offers a large walk-in closet and a great lake view, while the ensuite master bath has dual sinks and a walk-in shower. Additional highlights include porcelain tile floors in the foyer, kitchen, and baths, brand-new neutral carpet in the great room and bedrooms, freshly painted interior, ceiling fans with lights in the great room and bedrooms, and window treatments throughout. A detached carport (new in 2023) is included, along with a new roof (2021), A/C and A/C heat (2021). Heritage Oak Park is an active gated community in the Murdock area of Port Charlotte, offering a large clubhouse, heated pool, fitness room, billiards, library, tennis courts, pickleball, shuffleboard, bocce ball, and a scenic walking trail around the lake. With a full-time activities director and beautiful old oak trees, it feels like country living yet is within walking distance of Publix, the YMCA, and the Charlotte County Library, and just a short drive to major shopping and restaurants.

19345 Water Oak Drive Unit 106, Port Charlotte
Start Your Search

How much is your home worth?

Get instant property value now!