Punta Gorda Homes under $400,000

Punta Gorda Homes under $400,000

Welcome to Punta Gorda, Florida, a hidden gem nestled in Charlotte County that perfectly blends small-town charm with coastal allure. Known for its picturesque waterfront views, vibrant arts scene, and friendly community, Punta Gorda offers a lifestyle that many dream of. With its rich history and a plethora of outdoor activities, this city is an ideal destination for families, retirees, and everyone in between.

One of the most appealing aspects of Punta Gorda is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you will find a variety of options, from cozy single-family homes to modern townhouses, all designed to suit different lifestyles and budgets. This affordability allows residents to enjoy the perks of living in a beautiful coastal city without breaking the bank.

Imagine waking up to the gentle sounds of nature, taking a leisurely stroll along the scenic waterfront, or enjoying a sunset at one of the local parks. Punta Gorda is not just about stunning homes; it’s about a lifestyle enriched by community events, farmer’s markets, and an array of dining options that cater to every palate. The city also boasts excellent schools, making it a great choice for families.

Whether you’re looking to invest in your first home, downsize, or find a vacation retreat, Punta Gorda has something for everyone. Discover the charm of this vibrant city and explore the fantastic homes available under $400,000—your dream home awaits in Punta Gorda!

Newest Punta Gorda Homes under $400,000

11144 3rd Avenue, Punta Gorda
$230,000
3 Beds ⋅ 1 Baths ⋅ South Punta Gorda Heights SubDv.
Welcome to South Punta Gorda Heights! Situated on a spacious double lot in a quiet neighborhood with NO HOA, this property offers plenty of room to spread out and enjoy the Florida lifestyle. Hurricane shutters provide added protection, while abundant natural light creates a bright and inviting atmosphere throughout the home. The spacious layout features an open kitchen overlooking the living room, with a window above the kitchen sink offering a pleasant view of the surrounding neighborhood. All bedrooms are nicely sized, and the bathroom features a comfortable layout with a tub and shower combination. In addition to the property, the owner also owns multiple surrounding lots that are available for purchase, offering additional opportunities for buyers interested in expanding their space or investment potential. Please ask your realtor for additional information and reference the additional MLS listings: C7522643, C7522642. Don't miss this opportunity to own a property with extra space in a peaceful, no-HOA neighborhood!

11144 3rd Avenue, Punta Gorda
7519 Carambola, Punta Gorda
$324,900
3 Beds ⋅ 2 Baths ⋅ Burnt Store Meadows SubDv.
Experience the ultimate Florida lifestyle in this captivating two-story, 3-bedroom, 2-bathroom residence! Standout features include gorgeous hardwood floors, granite countertops, and stainless steel appliances. Stepping outside, walk into your very own private oasis through the brick paver lanai, to the relaxing pool with a tranquil waterfall feature, and beside a built-in outdoor bar perfect for poolside entertaining with views of the lush greenbelt. The pool comes with the added benefit of being solar heated, to enjoy year-round without driving up your electric bill! Inside, soaring high ceilings, energetic design touches, and unique character bring each room to life filled with an abundance of natural lighting. Conveniently located just minutes from historic downtown Punta Gorda’s vibrant dining and shopping, and not far from beaches! Schedule your private viewing today before this slice of Florida sunshine is gone!

7519 Carambola, Punta Gorda
4000 Bal Harbor Boulevard Unit 317, Punta Gorda
$350,000
3 Beds ⋅ 2 Baths ⋅ Spinnaker Point SubDv.
TURNKEY FURNISHED AND READY FOR IMMEDIATE ENJOYMENT! Discover BREATHTAKING LONG, INTERSECTING CANAL VIEWS from this 3-BEDROOM, 2-BATHROOM FIRST-FLOOR CORNER CONDO in the desirable waterfront community of SPINNAKER POINT in Punta Gorda Isles! Offering SAILBOAT WATER ACCESS, concrete seawalls, and community boat slips available on a first-come, first-served basis, this property is ideal for boating enthusiasts seeking convenient access to Charlotte Harbor and the Gulf of Mexico via Buckley's Pass. Step inside to a BRIGHT, OPEN FLOOR PLAN featuring neutral tile flooring throughout the main living areas, recessed lighting, and decorative fixtures. The inviting living and dining spaces flow seamlessly into the kitchen, creating an ideal setting for everyday living and entertaining. A mirrored accent wall and attractive pendant lighting enhance the dining area, adding a touch of elegance. The WELL-APPOINTED KITCHEN features crisp white raised-panel cabinetry, ample counter and storage space, new stainless steel appliances, a pantry cabinet, and a decorative tray ceiling accented by crown molding and recessed lighting. A breakfast bar provides casual seating while overlooking the main living areas. Sliding glass doors to the lanai have CUSTOM SIDE-TO-SIDE TRAVERSING BLINDS WITH DECORATIVE WHITE CORNICE VALANCES, tile flooring, two ceiling fans with lighting, and plenty of room for dining or relaxing. The enclosure offers added privacy and protection from the elements, while a convenient storage closet provides space for fishing gear, boating accessories, and other essentials. The GENEROUS PRIMARY SUITE offers plush carpeting, a ceiling fan, and abundant natural light from multiple windows with attractive treatments. A walk-in closet provides ample storage, while the ensuite bathroom features a dual-sink vanity with an expansive countertop, a large mirror, a separate toilet area, and a tiled walk-in shower with decorative accents. Two additional guest bedrooms feature PLUSH CARPETING AND BUILT-IN CLOSETS and share a full guest bathroom. A DEDICATED INSIDE LAUNDRY ROOM offers a stacked washer and dryer, utility sink, extensive white cabinetry, generous counter space, and additional storage closets. Residents of SPINNAKER POINT enjoy beautifully maintained grounds, a HEATED WATERFRONT POOL, new TENNIS COURT  and convenient boating access. Golf enthusiasts will appreciate being located directly across from ST. ANDREWS SOUTH GOLF CLUB. Ideally situated just minutes from HISTORIC DOWNTOWN PUNTA GORDA AND FISHERMEN'S VILLAGE, this community offers easy access to waterfront dining, shopping, entertainment, and local events. Nearby parks feature walking and biking trails, picnic areas, and public boat ramps providing access to Charlotte Harbor and the Peace and Myakka Rivers. Beautiful Gulf beaches are within driving distance, while nearby I-75 provides convenient travel to Fort Myers, Naples, Sarasota, and Tampa. Whether you're seeking a YEAR-ROUND RESIDENCE, SEASONAL RETREAT, OR INVESTMENT OPPORTUNITY, this turnkey furnished condo offers an inviting opportunity to embrace the Southwest Florida waterfront lifestyle. COME LIVE AND PLAY IN BEAUTIFUL PUNTA GORDA!

4000 Bal Harbor Boulevard Unit 317, Punta Gorda
27149 Aloha Dr Drive, Punta Gorda
$260,000
3 Beds ⋅ 3 Baths ⋅ Tropical Gulf Acres SubDv.
Brand New Construction –Closing Cost Assistance available - This beautiful single-family home in the peaceful community of Tropical Gulf Acres offers the perfect blend of modern design, financial savvy, and prime location. Featuring 3 spacious bedrooms, 3 full bathrooms, and a 1-car garage, this property is engineered for comfort and long-term equity. Premium Features: Full Storm Protection: Equipped with high-impact windows and doors for ultimate safety and insurance savings. Modern Interiors: Beautiful, durable laminate flooring throughout (no carpet) and a fully equipped kitchen with all appliances included. Strategic Location: Enjoy the serenity of a quiet neighborhood with exceptionally quick and easy access to US-41, connecting you effortlessly to shopping, dining, and Gulf beaches. Smart Investment Opportunity: Buying now allows you to lock in an excellent pre-construction price and gives you the unique opportunity to personalize select finishes to match your style. Whether you are looking for your primary dream home or a high-yielding investment property in Southwest Florida, this home is designed to deliver immediate value from day one.

27149 Aloha Dr Drive, Punta Gorda
3640 Bal Harbor Boulevard Unit 513, Punta Gorda
$369,000
2 Beds ⋅ 2 Baths ⋅ Windjammer Point SubDv.
Waterfront Condo with deep water/sailboat access! Deeded dock with electricity. Don't have a boat? A 26ft Trojan is negotiable with purchase! This condo has had extensive upgrades. New tile throughout, new bathrooms, crown moldings, closet tamers, new Lanai Glass. All furnishings, except artwork, to remain. Wonderful views from your private Lanai. Bonus room near laundry room is currently being used as additional guest room, but could also be used as storage. This first floor, spacious, modern, waterfront condo is all you need to live the Florida dream.

3640 Bal Harbor Boulevard Unit 513, Punta Gorda
26029 Luzon Court, Punta Gorda
$280,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
26029 Luzon Ct is a single-story home in the Deep Creek community of Punta Gorda, with easy access to I-75 and downtown Punta Gorda. The kitchen is the centerpiece, featuring white shaker-style cabinetry, speckled countertops, a tray ceiling with recessed lighting, and a window above the sink. Plank flooring runs through the kitchen, dining, and living areas, and the dining area adds a pendant light and sliding glass doors to the back of the home. Fresh interior paint carries throughout, and new carpet covers the bedrooms. In the primary bedroom, sliding glass doors open to a tiled room lined with windows, while the primary bath showcases a walk-in shower with marble-look tile, a glass enclosure, and a built-in niche. The hall bath features a tiled tub surround, and an attached two-car garage completes the home. Included 100-Day Home Warranty with buyer activation

26029 Luzon Court, Punta Gorda
1349 Aqui Esta Drive Unit 133, Punta Gorda
$365,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
Luxury Waterfront Living in Punta Gorda Isles Welcome to Water Gardens Condominiums, where waterfront living meets comfort, convenience, and the beauty of Punta Gorda Isles. Ideally situated along a scenic canal with direct sailboat access to Charlotte Harbor, this beautifully appointed three-bedroom, two-bath condominium offers an exceptional opportunity to enjoy the Southwest Florida lifestyle. Located on the third level, this quiet interior residence overlooks the community pool and tranquil canal. An elevator provides convenient access, while the front porch offers a wonderful spot to enjoy your morning coffee as the sun rises. In the evening, unwind on the enclosed lanai and take in the peaceful water views, where manatees often make a welcome appearance. Inside, soaring ceilings with elegant tray details create an open, expansive feel. Plantation shutters add timeless style, while a power-operated roll-down shade on the living room sliders provides added comfort and convenience. The well-appointed kitchen features rich wood cabinetry with pullout shelving in the lower cabinets, granite countertops, and stainless steel appliances, combining attractive finishes with everyday functionality. The community’s outdoor amenities invite you to embrace the Florida lifestyle, including an association-maintained heated pool and spa, a gazebo for relaxing outdoors, and a community dock available on a first-come, first-served basis. With direct sailboat access to Charlotte Harbor, the boating opportunities add another dimension to this desirable waterfront setting. Additional conveniences include two reserved parking spaces, one in the garage and one outdoor space ideal for visiting guests, along with a dedicated on-site storage unit located in the garage. Peace of mind comes with hurricane-rated doors and windows, a building-wide sprinkler system, a new roof installed in 2024, and a pool resurfaced in 2025. Additionally, condominium association’s required milestone inspection and structural integrity reserve study have been completed, and the associated costs have been paid. The association’s budget provides for fully funded reserves This inviting condominium offers the opportunity to enjoy the best of Punta Gorda Isles, from peaceful canal views and access to the relaxed charm of Southwest Florida living.

1349 Aqui Esta Drive Unit 133, Punta Gorda
14842 Birchwood Court Unit 6511, Punta Gorda
$370,000
3 Beds ⋅ 2 Baths ⋅ Heritage Landing Golf And Country Club SubDv.
Welcome to this spectacular first-floor TURNKEY Furnished residence in prestigious Punta Gorda, Florida! This is where luxury living meets a vibrant community spirit in the resort-style community of Heritage Landing Golf and Country Club! This spacious like-new first floor home, built in 2025 and barely lived in, features a two-car garage and boasts stunning golf course and pond views with beautifully landscaped grounds that create an inviting outdoor retreat. You'll enjoy exceptional access with Social Membership to world-class amenities including an 18-hole championship golf course, with seasonal golf privileges, a resort pool with dedicated lap lanes, hot tub, putting green, pickleball and tennis courts, 24/7 fitness center with sauna, an active social calendar and a vibrant tiki bar and clubhouse grill perfect for making memories. The community itself is thoughtfully designed with gated security, sidewalks, streetlights, and underground utilities for a refined neighborhood atmosphere, while the prime location puts you minutes from gulf beaches, and the downtown Punta Gorda's acclaimed chef-owned restaurants, farmers markets, year-round festivals, boutique shops, and convenient grocery stores right at your fingertips. But also located near both Punta Gorda Airport and Southwest Florida International Airport. This is more than just a home for you—it's a passport to an exceptional lifestyle where every day feels like a vacation!

14842 Birchwood Court Unit 6511, Punta Gorda
2 Pirates Lane Unit 23B, Punta Gorda
$199,000
2 Beds ⋅ 2 Baths ⋅ Commodore Club Condo SubDv.
FURNISHED CONDO AT COMMORDORE CLUB IN BURNT STORE MARINA! Located in the gated waterfront community of Burnt Store Marina, this move-in ready 2 bed/2 bath unit offers low-maintenance living with access to one of Southwest Florida’s most amenity-rich neighborhoods. It's being sold TURNKEY/FULLY FURNISHED. Condo is ready for immediate enjoyment. Enjoy resort-style living with a 500-slip deep water marina, dry dock storage, waterfront dining, fitness center, 27-hole golf course, tennis, pickleball and more — all offered ala carte, so you only pay for what you use. Section 22 residents also enjoy access to a private dog park (BSM Barking Lot). Layout of the condo includes spacious open living space with living room, kitchen & formal dining area. Living room opens to the lanai extending the living space outside. Roll-down, hurricane shutters on lanai and windows. Murphy bed in dining area creates space for additional guests while providing storage in the dining room. Kitchen features a wraparound breakfast bar and lots of cabinet and counter space. Master bedroom has en-suite bath with a gorgeous soaking tub, dual sinks and separate, glass-enclosed shower. Ample closet space found throughout. Screened lanai and screened front entry allow for amazing, tropical cross breezes through the condo. In-unit laundry has full-sized washer and dryer and storage closet on lanai give you space to store beach and boat items. Reasonable HOA fee covers exterior maintenance, master insurance, roof, manager, pool and grounds. Condo is perfect for full-time or seasonal use. Boat, golf, play pickleball, enjoy waterfront dining or simply relax poolside — the choice is yours. Florida living at its finest. Make an appointment today and start enjoying everything Burnt Store Marina has to offer.

2 Pirates Lane Unit 23B, Punta Gorda
29416 Goodhue Street, Punta Gorda
$180,000
1 Beds ⋅ 1 Baths ⋅ Peace River Shores SubDv.
WELCOME TO PEACE RIVER SHORES IN PUNTA GORDA! Discover peaceful Florida living with this charming 1-BEDROOM, 1-BATHROOM HOME FEATURING A DETACHED GARAGE/OUTBUILDING WITH AN UPSTAIRS BONUS ROOM! Situated on a spacious property surrounded by natural greenery, this unique residence offers privacy, versatility, and plenty of outdoor space. NO HOA OR CDD FEES AND LOCATED IN FLOOD ZONE X! Attractive curb appeal includes a light-colored exterior accented by cheerful blue doors and shutters, a NEW ROOF IN 2023 and a welcoming covered side entry. A long concrete driveway provides ample parking and extends to the detached building. Step inside to a BRIGHT AND SPACIOUS LIVING ROOM featuring attractive wood laminate flooring, a ceiling fan, and abundant natural light. A decorative half-wall creates a comfortable transition into the GENEROUSLY SIZED EAT-IN KITCHEN, complete with tile flooring, white cabinetry with contrasting dark hardware, ample counter space, a decorative tile backsplash, and white appliances, including a range and refrigerator. A double-basin stainless steel sink overlooks the outdoors, while the adjoining dining area offers plenty of room for everyday meals and gatherings. The SPACIOUS PRIMARY BEDROOM features wood laminate flooring, a ceiling fan, and two windows providing natural light. Two separate closet areas, including a generously sized walk-in closet with built-in shelving, offer excellent storage. The full bathroom includes tile flooring, a tub/shower combination with a grab bar, and a single-sink vanity with cabinet storage. A dedicated interior laundry room adds convenience, with tile flooring throughout the remainder of the home. A highlight of this property is the DETACHED GARAGE/OUTBUILDING WITH AN UPSTAIRS BONUS ROOM AND EXPANSIVE SCREENED AREA! The impressive 24'2" x 30'5" SCREENED AREA features a concrete floor and ceiling fans, creating an inviting space for entertaining, relaxing, or enjoying the Florida breeze. This versatile area also offers POTENTIAL FOR CONVERSION INTO ENCLOSED STORAGE FOR VEHICLES, LAWN EQUIPMENT, RECREATIONAL TOYS, OR A WORKSHOP. Upstairs, the 10'5" x 13'6" BONUS ROOM features a countertop with a sink, built-in shelving, and storage, making it an ideal space for hobbies, crafts, or a private retreat. An additional outdoor patio and generous concrete parking area further enhance the property's functionality. The expansive grounds provide plenty of room for gardening, outdoor activities, or simply enjoying the peaceful surroundings. Located in PEACE RIVER SHORES, this property offers a relaxed residential setting with convenient access to historic downtown Punta Gorda, waterfront dining, shopping, parks, boating, fishing, and the beautiful Peace River. DON'T MISS THIS UNIQUE OPPORTUNITY TO ENJOY THE FLORIDA LIFESTYLE WITH A VERSATILE DETACHED OUTBUILDING, GENEROUS OUTDOOR SPACE, AND ROOM TO MAKE IT YOUR OWN!

29416 Goodhue Street, Punta Gorda
27131 Guapore Drive, Punta Gorda
$355,000
4 Beds ⋅ 3 Baths ⋅ Deep Creek SubDv.
Welcome to 27131 Guapore Drive, located in the desirable Deep Creek community of Punta Gorda! This beautiful Newly 2023 built, DR Horton, Madison floor plan offers 4 bedrooms, 3 bathrooms, 2,020 square feet of living space, and a spacious 3-car garage. With a great layout, modern finishes, and a builder's warranty still in place, this home has so much to offer! As you step inside, you'll find an open and inviting floor plan with plank tile flooring throughout the main living areas and soft carpeting in the bedrooms. The spacious kitchen features quartz countertops, stainless steel appliances, plenty of cabinet space, and a layout that opens to the main living and dining areas, making it perfect for everyday living and entertaining. The primary suite is tucked away for added privacy and features a large bathroom and an oversized walk-in closet. With four bedrooms and three full bathrooms, there is plenty of room for family and guests. Additional features include quartz countertops throughout, window blinds, a full irrigation system, an electric garage door opener, and all appliances included, even the washer and dryer! Located in the deed-restricted Deep Creek community, you'll enjoy a low HOA fee of just $195 annually and a location outside the designated flood insurance required flood zones. Deep Creek is known for its quiet streets, well-kept homes, and convenient location. You're just minutes from I-75, shopping, dining, golf courses, and the beautiful historic downtown Punta Gorda. Enjoy nearby parks, boating, world-class fishing, and the Gulf Coast beaches. The area is also home to the Sunseeker Resort and is within easy reach of the Atlanta Braves and Tampa Bay Rays spring training facilities. Whether you're looking for a full-time residence or a seasonal Florida getaway, this home offers a great combination of space, comfort, and location. Schedule your own personal tour today!

27131 Guapore Drive, Punta Gorda
26550 Deep Creek Boulevard, Punta Gorda
$350,000
3 Beds ⋅ 2 Baths ⋅ Deep Creek SubDv.
Discover comfort, style, and Florida living in this beautiful 2023-BUILT, 3-BEDROOM, 2-BATHROOM PLUS DEN HOME offering 2,068 SQUARE FEET OF LIVING SPACE and an attached 2-car garage! Located in the desirable deed-restricted community of Deep Creek in Punta Gorda, this well-maintained residence welcomes you with attractive curb appeal, a charming covered front porch, decorative architectural accents, lush tropical landscaping, and a spacious driveway. SOLAR PANELS INSTALLED IN 2024 offer the potential for reduced electricity costs. Additional highlights include IMPACT-RESISTANT WINDOWS, SECURITY SYSTEM, PUBLIC WATER AND SEWER, AND A LOCATION OUTSIDE THE DESIGNATED SPECIAL FLOOD HAZARD AREA! An expansive greenbelt behind the property provides a peaceful backdrop and added privacy. Step inside to a welcoming foyer leading into the SPACIOUS OPEN-CONCEPT GREAT ROOM, showcasing neutral tile flooring, rich green accent walls, decorative wallpaper accents, recessed lighting, contemporary ceiling fans, and abundant natural light. The generously sized living area offers plenty of room for relaxing or entertaining, with sliding glass doors opening to the covered back patio. The seamless layout connects the living, dining, and kitchen areas, creating an inviting space for everyday living. The BEAUTIFULLY APPOINTED KITCHEN features crisp white shaker-style cabinetry with contrasting black hardware, granite countertops, and a suite of stainless-steel appliances. A LARGE CENTER ISLAND WITH BREAKFAST BAR SEATING offers additional prep space. Ample cabinetry and a CONVENIENT PANTRY CLOSET provide excellent storage. The adjoining dining area is accented by a decorative statement chandelier, creating an ideal setting for meals and gatherings. Just off the foyer, ELEGANT FRENCH DOORS OPEN TO A VERSATILE DEN/HOME OFFICE, perfect for working remotely, hobbies, or a quiet retreat. The SPACIOUS PRIMARY SUITE features plush carpeting, an elegant tray ceiling, warm accent walls, and large windows overlooking the backyard. A GENEROUS WALK-IN CLOSET provides ample storage, while the ensuite bathroom offers DUAL SINK VANITIES WITH GRANITE COUNTERTOPS, contemporary fixtures, stylish mirrors, and a built-in makeup vanity. The OVERSIZED WALK-IN SHOWER features floor-to-ceiling tile, a frameless glass enclosure, built-in bench, and rainfall and handheld showerheads. A separate toilet area adds privacy and convenience. Two additional well-sized guest bedrooms are situated on the opposite side of the home, providing a comfortable split-bedroom layout with a shared full bathroom. Additional features include a DEDICATED INTERIOR LAUNDRY ROOM, ample storage, and an attached 2-car garage. Step outside to the COVERED BACK PATIO, where you can enjoy morning coffee, outdoor dining, or simply unwind while overlooking the lush backyard and peaceful greenbelt. Deep Creek offers a wonderful setting for enjoying the Southwest Florida lifestyle, with nearby recreational opportunities including the 18-HOLE, PAR-70 DEEP CREEK GOLF CLUB. DEEP CREEK PARK offers public pickleball, tennis and basketball courts, a playground, and picnic areas. The neighborhood's scenic greenbelts and freshwater lakes further enhance its appeal. Conveniently located near shopping, dining, and everyday essentials, with easy access to I-75, historic downtown Punta Gorda, Fishermen's Village, waterfront parks, and beautiful Charlotte Harbor.

26550 Deep Creek Boulevard, Punta Gorda
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