Punta Gorda Homes under $500,000

Punta Gorda Homes under $500,000

Welcome to Punta Gorda, Florida—a charming waterfront city nestled in Charlotte County, where the sun shines bright and the lifestyle is as inviting as the warm Gulf breezes. Known for its picturesque canals, lush parks, and vibrant downtown area, Punta Gorda offers a unique blend of small-town charm and modern convenience. Whether you’re strolling along the scenic waterfront or exploring the local art scene, you’ll quickly discover why this hidden gem is a sought-after destination for both residents and visitors alike.

One of the most appealing aspects of Punta Gorda is its diverse real estate market, particularly for those seeking homes under $500,000. Here, you can find an array of options, from cozy single-family homes to charming condos, all set against the backdrop of stunning natural beauty. Many properties boast waterfront views or easy access to the area's extensive boating and fishing opportunities, making it a paradise for outdoor enthusiasts.

Imagine sipping your morning coffee on a spacious patio, surrounded by lush tropical landscaping, or hosting friends for a sunset barbecue by the water. With a strong sense of community and numerous recreational amenities, Punta Gorda is perfect for families, retirees, and everyone in between.

In addition to affordable housing, residents enjoy a wealth of amenities, including delightful restaurants, boutique shops, and local markets. With its friendly atmosphere, rich history, and beautiful surroundings, Punta Gorda invites you to embrace a lifestyle filled with warmth and charm. Discover your dream home in this enchanting city today!

Newest Punta Gorda Homes under $500,000

14091 Heritage Landing Boulevard Unit 127, Punta Gorda
$249,000
2 Beds ⋅ 2 Baths ⋅ Heritage Landing SubDv.
GOLF MEMBERSHIP INCLUDED! PROFESSIONALLY DECORATED! ** Move In ready! ** Bring your clubs, unpack your bags, and start enjoying the season. Professionally decorated and offered turnkey furnished, this two-bedroom, two-bath Birkdale terrace condo at 14091 Heritage Landing Blvd #127 offers an incredible value in Heritage Landing Golf & Country Club in Punta Gorda, Florida. Golf membership is included, and there’s no seasonal lease to work around, so your own Florida getaway can begin as soon as you close. From the second floor, the view stretches across the lake and the 11th fairway, with a preserve framing the scene beyond. Take your time over morning coffee, watch golfers play through, and let the day unfold without much of an agenda. Come evening, gorgeous sunsets make it tempting to stay right where you are. Inside, custom paint and trim, designer lighting, and beautifully coordinated designer furnishings give the home a welcoming, personal feel. This isn’t an empty condo waiting for your attention—the decorating is done, the furniture is here, and you can get right to enjoying it. A deeded covered parking space and deeded storage unit add everyday convenience, while the satellite pool is just steps away for a quick swim or a leisurely afternoon. Whether you’re planning winters in the sunshine or looking for a furnished investment property, this home brings together the views, the finishing touches, and the golf lifestyle without starting from scratch. Your included golf membership gives you access to Heritage Landing’s 18-hole championship course redesigned by Gordon G. Lewis, known for its paspalum fairways and scenic, strategic layout. Ranked #2 in Florida and #11 in the U.S. on GolfPass’s 2023 Golfers’ Choice list, it’s a course you’ll look forward to getting to know. Heritage Landing also earned ICON Management’s 2023 Facility of the Year, recognizing its hospitality, playability, and guest satisfaction. After a round, meet friends for lunch at the poolside café and full bar, then settle beside the palm-lined, zero-entry resort pool with lap lanes. Four satellite pools offer quieter places to unwind, and fine and casual clubhouse dining make an evening out easy. A fitness center and separate aerobics studio offer space for workouts and classes, while the full-service spa invites you to slow down with a massage or skincare treatment. Six Har-Tru tennis courts, two bocce courts, and six dedicated pickleball courts offer plenty of friendly competition. Pickleball is especially active here, with organized open play, clinics, lessons, and social tournaments welcoming all levels. A full-time activities director brings neighbors together through community gatherings, fitness programs, golf leagues, and seasonal celebrations, making it easy to meet people and find your favorite routines. Beyond the 24-hour guard-gated entrance, enjoy downtown Punta Gorda’s waterfront restaurants and shops, boating at nearby Burnt Store Marina, and more court time at the PicklePlex, with Punta Gorda Airport convenient for seasonal visits. With the decorating already done, there’s more time for the golf, the sunsets, and the people you’ll meet along the way. HURRY! WON'T LAST! Schedule your personal tour today!

14091 Heritage Landing Boulevard Unit 127, Punta Gorda
3600 Bal Harbor Boulevard Unit 1O, Punta Gorda
$195,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
PUNTA GORDA ISLES WATERFRONT – EASY COASTAL LIVING AT VILLAS OF CEDAR KEY! Enjoy waterfront views and the convenience of keeping your boat right in your backyard. This charming 2-bedroom, 2-bath condo offers an inviting Southwest Florida retreat, whether you’re seeking a seasonal getaway or looking to simplify your everyday lifestyle. An open floor plan and tile flooring throughout the main living area create a bright, welcoming space for relaxing and entertaining. Step onto the screened waterfront lanai to enjoy your morning coffee, watch the boats go by, or unwind overlooking the canal. Your deeded concrete dock provides navigable boating access to Charlotte Harbor and the Peace River, with boat lifts permitted subject to board approval. No Bridges, just open water! Impact windows, interior laundry, and furnished add comfort and convenience. Association fees include water, sewer, and trash, while owners are responsible for interior insurance. Located across from St. Andrews South Golf Club and just minutes from shopping, dining, and historic downtown Punta Gorda, this waterfront condo puts boating, golf, and coastal recreation within easy reach. Come discover your own slice of Punta Gorgeous®! Please enjoy the 3D Virtual Tour!

3600 Bal Harbor Boulevard Unit 1O, Punta Gorda
44283 Panther Drive, Punta Gorda
$347,000
2 Beds ⋅ 2 Baths ⋅ Babcock Ranch SubDv.
Virtually Staged. The ONLY Villa available in the highly sought-after Regency at Babcock Ranch within Babcock Ranch, this beautifully designed Teak Villa offers comfort, style, and practical living in a premier 55+ active adult community. This two-bedroom, two-bath villa provides ample space for everyday living, guests, and storage. The airy open-concept floor plan features a casual dining area that flows into a spacious kitchen complete with a gas stove, upgraded backsplash, large pantry, and abundant counter space—ideal for meal preparation and entertaining. The expansive gathering room opens seamlessly to a private outdoor retreat where you can relax and enjoy peaceful sunset views from the screened back lanai, which has been upgraded with outdoor kitchen prep and privacy wall. The primary suite serves as a relaxing sanctuary with a spa-like bath featuring dual vanities, a glass-enclosed shower, and a generous walk-in closet. The secondary bedroom is perfect for guests or a flexible living space and includes a large walk-in closet, while visitors will appreciate the privacy of their own full bathroom. Additional highlights include a spacious laundry room, stylish window blinds, ceramic flooring throughout, and an epoxy-coated garage floor. The two car garage easily accommodates a large SUV and golf cart and offers ample space for tools and a dedicated workspace. Residents of Regency enjoy exceptional resort-style amenities, including a sparkling pool with lap lanes, a state-of-the-art fitness center, group exercise classes, a yoga lawn, pickleball and tennis courts, bocce ball, shuffleboard, a fire pit, golf simulator, billiards, and a scenic three-mile walking and biking path surrounding a tranquil lake. The vibrant community also features weekly Tuesday morning breakfasts, regular social events, game nights, and resident-planned activities, creating endless opportunities to stay active, engaged, and connected in one of Southwest Florida’s most desirable active adult communities. There is some furniture in the villa, but it is being sold unfurnished. Some photos are virtually staged and are indicated as virtually staged.

44283 Panther Drive, Punta Gorda
27376 Notre Dame Boulevard, Punta Gorda
$469,900
4 Beds ⋅ 3 Baths ⋅ Punta Gorda SubDv.
Experience contemporary style and modern Florida living in this beautifully designed 4-bedroom, 3-bathroom home situated on an oversized corner lot. The open-concept layout features impressive volume ceilings, with elegant tray ceilings in the kitchen and primary suite adding architectural dimension and sophistication. Porcelain tile flooring, stainless steel appliances, a cooktop, a spacious kitchen island, a wine bar, and under-cabinet lighting complete the modern interior. Impact-resistant windows and doors provide added protection and peace of mind. Designed for entertaining, the outdoor living area features a kitchen with an additional island, an outdoor shower, and ample space to create your own private pool retreat. A stylish blend of thoughtful design, functional living spaces, and indoor-outdoor entertaining makes this home a wonderful opportunity to enjoy the Southwest Florida lifestyle.

27376 Notre Dame Boulevard, Punta Gorda
44479 Cable Creek Drive, Punta Gorda
$344,990
3 Beds ⋅ 2 Baths ⋅ Babcock SubDv.
BRAND NEW energy - efficient home! Photos are of builder model home. Enjoy effortless living and entertaining in this thoughtfully designed home featuring an open kitchen, dining, and great room concept. Start your mornings with a relaxing cup of coffee on the covered lanai, then unwind in the private primary suite complete with elegant tray ceilings and a spacious walk-in closet. Designed for comfort and connection, this home offers the perfect blend of style and functionality. Crescent Lakes - Reserve Series will offer a gated community of single-family homes many with lake and preserve views in the solar powered master-planned community Babcock Ranch. Each home will be built with the innovative, energy-efficient features. Homeowners will have access to a private amenity center with a pool, cabana, pickle ball courts, and sports court.

44479 Cable Creek Drive, Punta Gorda
183 Castile Court, Punta Gorda
$320,000
4 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
Welcome to this spacious 4-bedroom, 2-bathroom home located in the desirable Deep Creek community of Punta Gorda! Situated on a cul-de-sac, this property offers a wonderful setting with plenty of room to spread out and enjoy the Florida lifestyle. Featuring a 2023 ROOF and located in FLOOD ZONE X, this home offers two standout features buyers will appreciate! Inside, you'll find an open floor plan with vaulted ceilings that create an airy feel throughout the main living spaces. The living room flows comfortably into the dining area and kitchen, making it easy to entertain or spend time with family and friends. The kitchen features warm wood cabinetry, a pantry, ample storage, and a breakfast bar for additional seating. The generously sized primary bedroom offers a walk-in closet and a private en-suite bathroom with dual sinks and a soaking tub. Three additional bedrooms provide flexibility for guests, a home office, hobbies, or extra living space. Enjoy the outdoors from the covered, screened-in lanai, perfect for relaxing with your morning coffee or unwinding in the evening. Additional features include an attached two-car garage, hurricane shutters, rain gutters, and sliding glass doors that bring in natural light. Deep Creek is a deed-restricted community with convenient access to shopping, grocery stores, restaurants, golf courses, parks, and recreational activities. Outdoor enthusiasts will appreciate the nearby waterways, boating, fishing, and beautiful Gulf Coast beaches. With easy access to I-75, traveling to Fort Myers or Venice is convenient. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this home offers space, convenience, and a great location to enjoy all of Southwest Florida!

183 Castile Court, Punta Gorda
44283 Panther Drive, Punta Gorda
$347,000
2 Beds ⋅ 2 Baths ⋅ Regency SubDv.
The ONLY Villa available in the highly sought-after Regency at Babcock Ranch within Babcock Ranch, this beautifully designed Teak Villa offers comfort, style, and practical living in a premier 55+ active adult community. This two-bedroom, two-bath villa provides ample space for everyday living, guests, and storage. The airy open-concept floor plan features a casual dining area that flows into a spacious kitchen complete with a gas stove, upgraded backsplash, large pantry, and abundant counter space—ideal for meal preparation and entertaining. The expansive gathering room opens seamlessly to a private outdoor retreat where you can relax and enjoy peaceful sunset views from the screened back lanai, which has been upgraded with outdoor kitchen prep and privacy wall. The primary suite serves as a relaxing sanctuary with a spa-like bath featuring dual vanities, a glass-enclosed shower, and a generous walk-in closet. The secondary bedroom is perfect for guests or a flexible living space and includes a large walk-in closet, while visitors will appreciate the privacy of their own full bathroom. Additional highlights include a spacious laundry room, stylish window blinds, ceramic flooring throughout, and an epoxy-coated garage floor. The two car garage easily accommodates a large SUV and golf cart and offers ample space for tools and a dedicated workspace. Residents of Regency enjoy exceptional resort-style amenities, including a sparkling pool with lap lanes, a state-of-the-art fitness center, group exercise classes, a yoga lawn, pickleball and tennis courts, bocce ball, shuffleboard, a fire pit, golf simulator, billiards, and a scenic three-mile walking and biking path surrounding a tranquil lake. The vibrant community also features weekly Tuesday morning breakfasts, regular social events, game nights, and resident-planned activities, creating endless opportunities to stay active, engaged, and connected in one of Southwest Florida’s most desirable active adult communities. There is some furniture in the villa, but it is being sold unfurnished. Some photos are virtually staged and are indicated as virtually staged.

44283 Panther Drive, Punta Gorda
101 N Marion Court Unit 235, Punta Gorda
$310,000
3 Beds ⋅ 2 Baths ⋅ Points West SubDv.
TURNKEY FURNISHED WATERFRONT CONDO W/PANORAMIC CHARLOTTE HARBOR VIEWS, SPECTACULAR SUNSETS & PRIVATE GARAGE! - Enjoy front-row seats to vibrant sunsets, boating activity, and wildlife from this updated, 3 bed/2 bath, top-floor end-unit condo at Points West in Punta Gorda Isles. With panoramic views stretching across Charlotte Harbor, this waterfront residence offers nearly 1,600 sq ft of open-concept living space designed for effortless indoor/outdoor living. Inside, large windows and sliding glass doors frame the spectacular water views from nearly every room while also allowing in tons of natural light. The enclosed balcony extends your living space outdoors — perfect for sipping evening cocktails while watching boats pass or dolphins and manatees play just below. Western rear exposure ensures dramatic sunset skies year-round. The centrally located kitchen is beautifully updated with gorgeous quartz counters, stainless steel appliances, soft-close cabinetry, and an angled breakfast bar ideal for casual dining. The great room flows easily into the dining area and out to the lanai, creating a seamless entertaining space. Tile flooring runs throughout the main living areas, lanai, and baths while all three bedrooms feature new carpet. The spacious master suite boasts a large California-style walk-in closet and an en-suite bath w/dual sinks and a tiled corner shower. Two guest bedrooms offer versatility for hosting visitors or working from home. The interior laundry room includes a full-size washer/dryer for added convenience. Points West is a tight-knit, predominantly owner-occupied community with outstanding amenities including a heated in-ground pool, tennis court, clubhouse, and kayak launch. Set off directly from the backyard or enjoy a peaceful walk along the miles of scenic sidewalks connecting you to the rest of Punta Gorda Isles. The condo includes a PRIVATE GARAGE in the under-building parking area — a rare perk for condo living. Located just minutes from the Isles Yacht Club, Fishermen’s Village, and historic downtown Punta Gorda, this is your opportunity to embrace the best of the Florida waterfront lifestyle. Brand new, extended walking pier into Harbor to be added in 2026 - already designed and paid for! Schedule your showing today. This view is even better in person!

101 N Marion Court Unit 235, Punta Gorda
5021 San Rocco Court, Punta Gorda
$335,000
3 Beds ⋅ 2 Baths ⋅ Burnt Store Gulf Villas SubDv.
WHAT A FIND! A dream home or investment property, this is the one! It’s a COMPLETELY updated 3 bedroom, 2 bath 1835 SF home. A true gem that combines modern luxury with the beauty of Florida living! From the moment you arrive you’ll be greeted by lush landscaping and a warm, inviting vibe that makes you feel right at home. Step inside and you’ll be wowed by the modern decorating and soaring ceilings in the great room with views of the Twin Isles golf course. The huge lanai is perfect for enjoying the sunsets while entertaining friends and family al fresco. The kitchen? A showstopper! With all new appliances, an induction range, lighted back painted glass face, sleek quartz countertops with a waterfall edge, breakfast bar, custom cabinets and pantry. It’s a space that will inspire every chef! The family room and dining area is just as impressive featuring a built-in wine cooler and a sleek counter that doubles as a serving area or workspace, complete with smart storage, concealed charging stations and even a printer cabinet. EVERY DETAIL has been thoughtfully designed to make life easier and more enjoyable. The primary bedroom is your personal retreat with a chic en-suite bath that includes dual sinks, quartz countertops, a separate shower and commode area and walk-in closet. The second bedroom and updated guest bath are perfect for guests while the third bedroom offers flexibility as a cozy den, music room or home office. Finally let’s talk PEACE OF MIND. This home has ALL the expensive work DONE! New since 2024: metal roof which looks like tile, hurricane window protection, LVP flooring throughout, HVAC with a NEST thermostat, above ground whole house replumb, modern fixtures, water heater with circulation pump, upscale lighting and fans, interior paint, completely new kitchen and both baths, expansive lanai cage and screen. There is an additional private lanai off of the primary suite big enough for your custom hot tub! IT IS TRULY ”NEW” and ready for you to move in and make it your own Florida dream home. Or furnish it, add a hot tub and lease it for an income-producing property. This is a golfer’s ideal spot! Enjoy the community dock and fishing or kayaking on the South branch of Alligator Creek which leads to the harbor. Minimum 3 month lease in a very low HOA fee community. $227 a month covers lawn maintenance, annual roof cleaning and tall palm trimming with able reserves for private road maintenance and more. This private community is located just steps from Publix, hair salon, pet store, shipping and gifts store and some medical offices. Only mInutes from historic downtown Punta Gorda, the Military Heritage Museum and Fisherman’s Village. Unique boutique shopping and trendy restaurants, pickle ball and waterfront parks await. Whether biking, sailing the Charlotte Harbor or exploring Southwest Florida beaches, this villa is the perfect place to call home. Come see it for yourself-you are going to love living here!!

5021 San Rocco Court, Punta Gorda
26593 Jasper Way, Punta Gorda
$294,900
5 Beds ⋅ 3 Baths ⋅ Turnleaf SubDv.
LIKE NEW! BEST DEAL FOR A 5 BEDROOM ON MARKET! Welcome to 26593 Jasper Way, a beautifully designed home desirable Turnleaf community of Punta Gorda. The first floor features an open-concept design that seamlessly connects the kitchen, dining, and living areas, creating an inviting space for everyday living and entertaining. Upstairs, you'll find five bedrooms surrounding a versatile loft that can serve as a second living area, home office, playroom, or additional flex space. The owner's suite offers a private retreat complete with an en-suite bathroom and generous walk-in closet. Additional highlights include an attached two-car garage, in-home laundry, and a thoughtfully designed floor plan that maximizes both comfort and functionality. Located in Turnleaf, this home offers a residential neighborhood setting with convenient access to I-75, shopping, dining, parks, golf, boating, fishing, and the waterfront attractions of historic downtown Punta Gorda. Whether you're looking for a spacious primary residence, room to grow, or an opportunity to own a newer-construction home in Southwest Florida, this property offers space, functionality, and a convenient location to enjoy the Punta Gorda lifestyle. Schedule your private showing today! LOW HOA AND CCD FEES. FLOOD ZONE X!

26593 Jasper Way, Punta Gorda
25195 Aysen Drive, Punta Gorda
$319,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv.
DEEP CREEK! INVITING 3 BEDROOM, 2 BATH, 2 CAR GARAGE HOME IN HIGHLY SOUGHT AFTER DEED-RESTRICTED COMMUNITY WITH COUNTY WATER AND SEWER! Nice open floor plan features high ceilings and neutral colors, creating a bright and airy feel throughout. Well-appointed kitchen offers solid surface countertops, stainless steel appliances, and breakfast bar overlooking the dining and living areas perfect for entertaining. Generous primary suite includes both a large walk-in and built-in closet, and private ensuite bath with a walk-in tile shower. Split floor plan provides guests with plenty of privacy, with 2 additional bedrooms sharing a guest bath. Step outside to the screened pool area, featuring plenty of deck space for lounging, dining, and entertaining. The backyard extends beyond the enclosure, with a grassy lawn and mature trees and greenery adding a natural backdrop to the outdoor space. Great location in a quiet and friendly neighborhood conveniently located close to I-75, restaurants, shopping, schools, parks, golf and just a short drive to downtown historic Punta Gorda, known for its world-class fishing and boating, community events and entertainment. Don’t miss this opportunity! Schedule your private showing today!

25195 Aysen Drive, Punta Gorda
14161 Heritage Landing Boulevard Unit 1132, Punta Gorda
$239,000
2 Beds ⋅ 2 Baths ⋅ Heritage Landing SubDv.
This very private third floor TURNKEY Birkdale unit offers a social membership to the incredible resort style community of Heritage Landing Golf and Country Club. Once inside this home, you will be greeted by a fabulous open air floor plan boasting 9' high ceilings. Diamond set tile runs throughout the living area, with great natural light from the kitchen window and sliding doors, which frame inspirational sunsets. Impact glass windows are featured throughout. Open the sliding door to let in the tropical breeze or step out to watch the abundant wildlife outdoors. The roomy kitchen offers bright shaker style cabinets topped with handsome quartz countertops, with stainless appliances...a great place to create a culinary masterpiece. Retreat to the light and bright master bedroom suite which has a large walk-in closet and an additional linen closet. Continue on to the roomy ensuite bathroom with a large, tiled roman shower. The guest bedroom has its own adjacent bathroom with tub and shower combination. Store all of your beach going needs in the exterior storage closet. Special features include: Covered carport, Ring Video Doorbell Pro, Honeywell Home Smart thermostat, and Smart front door lock. Amenities at Heritage include a beautiful resort style pool with beach entry featuring separate lap lanes and a Tiki Bar nearby, 4 additional satellite pools, a lovely Clubhouse for upscale dining, fitness center, full-service spa, sauna, 6 Har Tru tennis courts, 6 pickle ball courts, and 2 bocce courts. This home is located conveniently within minutes to the local Punta Gorda airport!

14161 Heritage Landing Boulevard Unit 1132, Punta Gorda
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